We received a certificate from the international company SNAPSEC, which confirms the high level of security of the Alif Mobi application

We have got three awards from Visa payment system: Fintech Vanguard, Best Visa Business Issuer and Visa Direct Rising Star

Partnered with Mastercard for card issuance to make financial transactions abroad even more convenient for clients

Alif Shop became the only marketplace from the CIS that entered the top 100 participants in EWC 2022 among 30,000 other startups

We were honored with several awards at the "Brand of the Year — 2022" contest:
— gold in the financial organizations' category;
— silver to alifshop.tj marketplace for the development of modern technologies;
— bronze to Alif Academy for contribution to culture and education.

We’ve got a certificate from the international agency MicroFinanza Rating about our financial stability with α- Medium grade

Obtained 3 licenses: brokerage, dealer and license for securities portfolio management activities

Recognised and awarded by VISA for “Launch of Visa Infinite and Platinum in the Republic of Tajikistan”

Awarded for “Outstanding growth in Payment Volume” by Visa

“GENStarters Award 2022” granted by Global Entrepreneurship Congress, held in Saudi Arabia

The Alif Mobi app has been downloaded by over 1 million users

1. Launched a virtual card Visa Digital for online purchases

2. Launched cashout terminals that enable customers to withdraw cash from e-wallet or card accounts

3. Reached over 100,000 active alif mobi users

Attracted 10 million dollars from a fintech sector of IFC and Private Equity company to increase access to digital financial services for the wider population

1. Reached 500 000 active users of Alif Mobi app

2. Signed a funding agreement with Refinancing Fund to increase public access to financial services and strengthen the microfinance sector in Tajikistan

Moved the infrastructure of alif mobi to the cloud architecture and developed a new multilingual version of the app from the scratch with expanded features, uninterrupted operations for hundreds of thousands of users, the option to manage installments, Visa cards and personalization

1. Launched multicurrency Alif Visa Gold, Platinum and Infinite cards with an option of installment purchases, remittances and full control in Alif Mobi

2. At the annual meeting of the Islamic Development Bank Group along with 5 foreign companies received the ICD's Global Finnovation Award 2020 for Alif Mobi app and Salom retail loan card

3. Received a valuation of $100 million, raising $8 million in equity and $50 million in debt

1. Increased authorized capital of company up to 33 960 000 somoni

2. Migrated to Alif’s Core Banking System 2, fully written in house over the last 3 years with a new architecture and scalability

Received banking license NBT No. 0000114 and were renamed Alif Bank

The private Swiss bank CBH Bank (Compagnie Bancaire Helvétique SA) acquired our share and became a shareholder

Started an Open School, where anyone can learn JavaScript programming language for free

The MFR Rating Committee (Italy) assigned Alif a financial rating of BBB with a stable outlook

Won the Fastest Growing Retail Bank Tajikistan 2020 nomination according to Global Banking & Finance review

Provided our first car loan under the SME terms in Khujand

Opened a free education center

Received a certificate of excellence from the Tax Committee of the Republic of Tajikistan for fair execution of tax legislation and significant contribution to the revenue part of the state budget

Raised additional capital from a successful Tajik businessman from Monaco, Khofiz Shakhidi. As a result of this deal, he became the owner of 25% of the shares and a Chairman of the Board. The attracted funds allowed us to apply for a full banking license

Became the winner of the gold award Brand of the Year — 2019. Peak of glory

1. Launched Alif Mobi — the first online mobile wallet in the country. Today it is the largest and most widely used mobile wallet among population

2. Launched international remittances services

Launched an overdraft card Nasia with installments up to 10 days

Launched Salom card, which helps customers buy goods online and offline in installment with minimum effort. To support cards we also developed special software that turns regular smartphones into POS terminals, that are in turn used by merchants to process Salom transactions

Created a website with a personal account where you can keep track of all transactions and services used

Launched our own in-house Core Banking System software. Core Banking Systems are highly complex banking software that banks usually purchase from major international vendors. Alif took a significant step towards becoming a fintech company by writing and launching its own Core Banking System, which allows to be self-sufficient, fast and flexible

Joined the national processing center and started issuing Korti milli cards

Launched Alif Shop — the first online store in Tajikistan with an option to purchase consumer goods in installments. Later it grew to become the largest online B2C marketplace in the country

Launched free programming courses

Expanded and opened a banking service center in Khujand

Launched alif pay — the first online payment platform in the country for the local services by Korti milli card. The system used by Alif was later widely adopted by other banks, ushering a period of fast fintech growth in the country

Established the product Befoiz and began to provide installments

Received license from NBT to operate as a microcredit and deposit organization. From that time Alif has the right to attract deposits, make foreign and national exchange transactions and provide a much wider set of financial products

Opened our first deposit account

Started to develop our own customer relationship management software and launched it in early 2016

We received a license from the NBT to operate as a microcredit organization and issued the first SME loan

Received loan (investment) for the first time